# BillAlert: Bills & Subs Tracker
> BillAlert is a modern, privacy-first mobile application for iOS and Android designed to help individuals track recurring expenses, manage utility bills, organize subscriptions, and receive timely push notifications and automated email reminders to avoid late fees and forgotten renewals.

## Overview & Key Information
- [Official Website](https://subtracker.horizam.com/): The main web portal and product overview.
- [App Store Download](https://apps.apple.com/app/bill-and-subscription-tracker/id6761620549): Native iOS application on Apple App Store (Requires iOS 15.0 or later).
- [Google Play Download](https://play.google.com/store/apps/details?id=com.horizam.billreminder): Native Android application on Google Play Store.
- [Privacy Policy](https://subtracker.horizam.com/privacy.html): BillAlert's privacy commitments and data handling practices.
- [Terms & Conditions](https://subtracker.horizam.com/terms.html): Terms of service for BillAlert.
- [EULA](https://subtracker.horizam.com/eula.html): End User License Agreement.

## Core Capabilities
- **All-in-One Expense & Subscription Tracking**: Track streaming services (Netflix, Spotify, YouTube), utilities (electricity, water, gas), rent, automotive payments, insurance, and SaaS subscriptions in one unified dashboard.
- **Dual Reminder Channels**: Users receive both local push notifications on device and automated email reminders before payment due dates.
- **Privacy-First & No Bank Login Required**: Unlike Rocket Money or Mint, BillAlert never asks for bank credentials or sensitive financial logins. Users retain 100% control over their data.
- **Biometric Security**: Native Face ID and Touch ID app lock protection.
- **Spending Analytics & Insights**: Visual charts showing month-over-month recurring spend, upcoming due dates calendar, and category breakdowns.
- **Flexible Recurrence Scheduling**: Supports weekly, bi-weekly, monthly, quarterly, semi-annual, annual, and custom interval schedules.
- **Freemium Pricing**: Free tier allows tracking up to 10 recurring items with push and email notifications. Pro tier ($2.99/mo or $24.99/yr) unlocks unlimited tracking, zero ads, and advanced recurrence rules.

## Developer Information
- **Developer**: HORIZAM
- **Platforms**: iOS (iPhone, iPad, Mac with Apple Silicon) and Android
- **Category**: Finance / Personal Finance / Productivity